Your Best Friend in The
Mortgage Industry

Teresa is very thorough & resourceful. After reviewing our file, she exhausted all the possible options and opportunities that we had which made me feel confident when we found the... read more right loan for me. She was transparent in the sense that she answered all my questions & kept us updated via videos when she couldn’t reach us. Throughout the entire process, she was patient and kind - this includes during frustrating times with the seller, times when I was hard to reach, when I continuously asked questions because I was unfamiliar, and during the lows that can happen during escrow. Again, she was very resourceful so bad news always turned out not so bad or better than we expected. She also would give me her knowledgeable and experienced opinion when I was in situations where I wasn’t sure how to move forward, which I appreciated. I look forward to working with her in the future. EDIT to say that we had to switch loans from FHA to conventional halfway through the process and her resourcefulness helped me stay super close to the same terms an FHA loan would have AND we were still able to close within a month of going into escrow.

What can I say but shes just great and gets the job DONE! my realtor referred her to me when a begssn working with him because my previous loan officer... read more was lacking in communication. I am so glsd I listened to him. She is so professional and even send break down videos for you to understand everything. This was super helpful to me as my husband and I are first time home buyers and first generation home buyers so we had zero guidance. You will not regret your decision in working with Teresa for all your financial needs.

Extremely happy with TDR and the service they provided us! Highly recommend and will definitely use in the future. We used TDR for a refinance in San Clemente and are... read more so thankful!

I always have a fantastic experience working with Teresa. She recently helped me for my HELOC application. She truly is an expert in her field, demonstrating a deep understanding of... read more all the options available and guiding me through the process with confidence. What impressed me most was her ability to educate me — she explained complex terms in a clear and straightforward manner, making sure I fully understood every aspect of the loan. Throughout the process, she was incredibly responsive and attentive, always quick to answer my questions and address any concerns. She took the time to understand my financial situation and tailored her approach to meet my specific needs, which made the entire experience smooth and stress-free. I highly recommend her to anyone looking for a knowledgeable, professional, and client-focused loan officer.

Big shoutout to Teresa for her outstanding service throughout my home-buying journey. She was professional, attentive, and always quick to respond to any questions I had. We’ve known each other... read more for a few years and finally got to work together. Her guidance made the process smooth and stress-free, and I truly felt supported every step of the way. I was a really particular client since I had a conventional loan and a second silent loan that I won through CalHFA - the dreamers program. She introduced me to this lottery program, which I’ll be forever grateful (which I eventually won ). I managed to secure a conventional loan through Teresa and with the help I got from CalHFA, the voucher I won, I was successful in buying my first home. I appreciate her dedication and highly recommend her to anyone looking for a knowledgeable and reliable broker/realtor person or any service in real estate world. While I appreciate her professionalism, what I like the most was her ability to understand my needs, and ”speak my language” so I could properly understand the whole process. She’s the GOAT!

We had a Quick and easy process at TDR with our FHA Loan. Best broker in town!

Excellent Service and Smooth Mortgage Process! I had an outstanding experience with TDR Mortgage (Teresa and Clyde). From start to finish, their team was professional, knowledgeable, and incredibly responsive. They made... read more what could have been a stressful process feel seamless and straightforward. Teresa took the time to explain all my options and found the best rate for my situation. The communication throughout was top-notch—I was always kept informed, and any questions I had were answered quickly and thoroughly. Closing was smooth and fast, with no surprises. I truly appreciate the honesty, transparency, and dedication of Teresa and Clyde. I highly recommend TDR Mortgage to anyone looking for a hassle-free mortgage experience. Thank you for making my home-buying journey such a positive one!

Raeline Lascano is not only a professional but she is someone who really cares about her clients. She made us feel like she was truly looking out for our best... read more interest. She was patient with our journey, she gave us space to explore, support and time to find our very first home. She never made us feel pressured and consistently reminded us that our house was out there. We are so very grateful for the time we shared with Raeline!

I had an excellent experience with Teresa Tims! From start to finish, she made the entire mortgage process smooth and stress-free. The team was extremely professional, knowledgeable, and responsive to... read more all of my questions, no matter how small. They took the time to explain each step, ensuring I understood my options and helping me choose the best loan for my situation. What really stood out was their transparency and dedication to getting me the best rate possible. I felt well taken care of, and the closing process was seamless. I highly recommend Teresa Tims to anyone looking for a reliable and trustworthy mortgage lender!

My husband and I have nothing but positive things to say about Teresa. We really loved working with her. We ended up doing a conventional loan and she always went above... read more and beyond on explaining every little detail. Home buying can be extremely overwhelming, but she was always there to answer every question and concern we had. If we ever decide to purchase another home we will definitely go back to TDR. Once again thank you for everything, Teresa!

If you want a really good dedicated loan officer you need to go to Teresa Tim's she will help you 150% all the way I would recommend her to anybody... read more who is looking to purchase a home ,100% satisfaction😊

Teresa is AMAZING! Teresa and her team really worked their magic to get us a conventional loan, at super competitive rates, in Moreno Valley. She will explore every option avail... read more to make sure you get the best rate possible. She also sends video recaps covering every step of the process which we found very helpful. I would definitely recommend to anyone looking to purchase a home.

Teresa and her team helped me navigate the process of my Upland condo purchase from start to finish. The seller's agent was extremely difficult to work with and she navigated... read more the negotiation process like the professional she is. She made sure I got the best deal available on my loan in this crazy market. She made me feel like I was her only client; always available to answer any questions and she set my mind at ease when things became stressful. She kept all parties involved on track all the time. Even with some unexpected complications beyond our control that could have killed the entire deal, she still managed to achieve a closing date only a few days beyond our original plan. She and her team are super stars! Don't look anywhere else for your real estate and finance needs!

We love Teresa.She has done an excellent job for us on all of our home loans.She has even helped our parents with theirs.She will run scenarios for you and find... read more the best loan options for you and your family and your situation.

Dear Teresa, I hope this message finds you well. I am writing to express my deepest gratitude for the exceptional service you provided during the process of securing our HELOC loan.... read more Your efficiency and dedication were truly remarkable. The fact that you were able to deliver the loan within just four weeks is a testament to your hard work and expertise. Throughout the entire process, your communication skills were nothing short of fantastic. You consistently kept us informed of each step, promptly addressed our questions, and provided clear explanations, which made the entire experience smooth and stress-free. Your professionalism and commitment to excellence have not gone unnoticed. We are incredibly satisfied with the service we received from TDR Mortgage, thanks to your efforts. Thank you once again, Teresa, for your outstanding support. We will definitely recommend your services to others and look forward to working with you again in the future. Best regards, Vic

Teresa Tims is the absolute best at what she does in the business. I have been dealing with her for over 20 years. She’s helped me several times over the... read more years . She is always the first and only person I ever need to call ..super fast and super easy process every time..she comes through 100%. I recommend her for all of your home lending needs. You won’t be sorry.